Friday, November 15, 2013

Celebrate the Holidays without Ruining Your Spending and Savings Plan

Contact: Nellie Lamers, family financial education specialist
Headquartered in Taney County
Tel: (417) 546-4431

FORSYTH, Mo. – Winter holidays get celebrated in a variety of ways but most involve some sort of spending according to Nellie Lamers, a family financial education specialist with University of Missouri Extension.

“Many of us think of spending time with family and friends, observing holiday traditions, shopping the holiday sales and getting away,” said Lamers. “Most all of those have some type of monetary cost associated with it.”

For families on a budget, or simply wanting to save some money, Lamers says there are ways to do these things while staying true to our financial goals.

Here are a few holiday cost savers to consider:

Have everyone bring a new healthy dish to your family get-togethers. This makes it easy on everyone’s budget and helps all feel good mentally and physically by eating right.

Play games at home as a family. Many card or board games are fun for any age, outdoor games are also a way to get some exercise, lots of people can play and you get more quality time together than going out to a movie.

“Going to a spiritual service highlights the meaning of the season and helps us realize we don’t need to spend money to connect with the important things in life,” said Lamers.

Holiday movies are on almost every night during December. So plan a movie night once a week with popcorn at home.

A “staycation” can be better than getting away. This is especially the case for those of us who go somewhere (work) almost every day. Staying home for a few days is a luxury.

“When shopping it is a challenge to resist the sales. Consider how the item will bring fulfillment to your life in the long run. Remember saving is a gift you give yourself that is more likely to help achieve your life goals,” said Lamers.

For more information on issues related to home finances, contact either of the MU Extension family financial education specialists in southwest Missouri: Janet Lafon, Jasper County Extension Center, (417) 358-2158, or Nellie Lamers, Taney County Extension Center, (417) 546-4431,


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